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Best companies for consolidating debt

Today, there are a number of new private consolidation companies looking to help borrowers improve their financial health.

While a lower interest rate is good news, your new loan may not come with all the borrower benefits associated with government loans.The company offers an interest rate discount of 25 basis points (0.25%) if you sign up for auto-pay.Signing up for auto-pay is easy and So Fi’s customer service support staff can help you through the process if you run into any trouble. If interest rates do happen to rise, variable interest rates will be capped at 8.95% to 9.95% APR.You will find all of the necessary information below.​Before you start an application, you should know that most lenders require a minimum FICO credit score of 660, 40% maximum monthly debt-to-income, and ,000 in yearly gross income.If the requirements above sound good, we think that you are a great applicant for student loan refinancing and consolidation.Refinancing doesn’t guarantee lower payments, but it could help you get a lower interest rate and enable you to pay off your loan faster.Remember though, refinancing your federal loans could mean giving up your certain borrower benefits like deferment and forbearance, loan forgiveness, and income-driven repayment plans.Each lender has its own specific underwriting criteria, so you may have a higher chance of approval at certain lenders.Read the detail lender reviews for more information regarding lender approval.Instantly view loan options from ,000 to 0,000 using our student loan refinance comparison tool.Easily select your loan type, educational level, and loan amount to compare loan companies that meet your selected criteria.

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